What Happens If You Are At Fault In A Car Accident

Involvement in a car accident is often stressful. If you think you are at fault, even if it is partially or entirely, you might feel anxious about what will come next. Accidents may happen, but it is important to hold yourself responsible for the wrongdoing as you hope someone else will be at fault.

You and the other party should report the accident to the police to file a report. You should exchange your name, contact numbers, insurance information, and license plate number with the other driver. Before you take any steps or do not know what to say in front of police officers, contact car accident lawyer queens as soon as possible.

What happens if you are at fault in a car accident?

Car accidents cause thousands of f hospitalizations every year. Contributing to or causing an accident can make someone worry about their future and the well-being of the people involved in it. 

  • Fault and no-fault states

If you stay in a fault state, the person responsible for the accident will be liable for the injuries. The other driver can file a claim with your insurance company, and they will pay for the losses. In a no-fault state, each driver’s auto insurance compensates for their losses.

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  • You are partially at fault.

Two parties will share the losses incurred in an accident, for example, if both drivers hit each other while backing up in a parking area. The fault percentage will be determined, and the losses will be calculated. The fault percentage will reduce the compensation amount you may receive.

Types of damages covered in car accidents

An insurance policy helps a lot when you are at fault in an accident. But it cannot cover every loss fairly. You do not have to pay for anyone’s damages out-of-pocket unless the cost exceeds the insurance policy. If the other driver approaches court for more compensation than your policy can pay, you will personally be responsible for paying their compensation.

If the other party suffered injuries or fatalities, you could face a lawsuit. Your insurance company will try to come to an agreement on the settlement with the other party.

The types of losses that the driver can get covered by your insurance policy include:

  • Lost income
  • Medical expenses
  • Property damage
  • Loss of earning capacity
  • Pain and suffering

If you are at fault in a car accident and need guidance, a car accident lawyer can help you. Hiring an experienced lawyer will help prevent you from paying an unfair settlement. 

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